Driftwatch

Plaid / Plaid API (2020-09-14) /

Breakingdirection flip: their tools call this safe

personal_finance_category is no longer accepted

What changed

Usually ignored rather than rejected, so the call succeeds and does something subtly different.

Affects personal_finance_category on TransactionsRulesCreateRequest reachable from 1 operation. Grep for it: nothing else will tell you.

Who is affected

Code that sends Plaid's TransactionsRulesCreateRequest objects, used by 1 Plaid operation.

Before and after

WhereBeforeAfter
TransactionsRulesCreateRequest.personal_finance_categorypresentabsent

Code that breaks

await client.post("/…", {
  // personal_finance_category is now ignored, not rejected
  personal_finance_category: value,
});

Based on Plaid’s published API specification. How severity is decided.