reason_code is now required

What changed

Partial payloads are rejected.

Affects UserProductsTerminateRequest reachable from 1 operation.

Who is affected

Code that sends Plaid's UserProductsTerminateRequest objects, used by 1 Plaid operation.

Before and after

Code that breaks

await client.post("/…", {
  // …
  reason_code: /* now required */,
});

Based on Plaid’s published API specification. How severity is decided.